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It’s not too late to save your property. In fact, did you know that, until your foreclosed property is sold at auction, you still have the ability to sell it? It may not be the easiest path, but if you’re looking to gain a little last-second money on your property while avoiding taking a hit to your credit score, it may be worth it.

To start, let’s consider a basic question: What is foreclosure? Put simply, a home is considered subject to foreclosure once the homeowner defaults on, or misses, their fourth consecutive mortgage payment. Shortly thereafter, a notice is issued to the homeowner and they are allowed a reinstatement period to attempt to recover their mortgage status. However, if the homeowner cannot recover, the property will be considered foreclosed and will be sold at auction.

To sell your foreclosed property prior to auction, start by obtaining permission from your lender to make a short sale, or a sale in which the home will sell for less than the amount due on the mortgage. If you can present a reasonable explanation for why you have fallen behind in your payments and provide evidence of your willingness to take responsibility, getting such permission may not be an issue. Plus, lenders don’t want to have to deal with the lengthy financial and legal processes involved in foreclosure, so they may be more willing to negotiate than you’d think.

From there, you and your lender should establish an expected timeframe in which you’re allowed to sell the property. Once permission is obtained, your next step, of course, will be to find a real estate agent and navigate the market until your property is sold within the agreed upon timeframe.

Call Us Today! 904.274.4823

So What Do I Do From Here?

If you’re looking to avoid being condemned to auction and would like to earn cash for your property, then the solution is closer to home than you realize. Just contact Freedom Home Buyers—we’re a locally owned and trusted company who will buy your home and even cover the closing costs, both quickly and efficiently. You shouldn’t have to stress about auctions, inspections, or foreclosures; instead, call us today!

Call us now @ 904.274.4823

If you know someone who has a house they need to sell, fill out the form below or share this with them.

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1605 King Street
Jacksonville, Fl 32204


Freedom Home Buyers is a local Jacksonville company with the experience in purchasing real estate. We have over 400 successful deals under our belts in the past 4 years. Unlike some "Cash For Houses" businesses, we are an established member of the Jacksonville community. Our office is located in the historic Riverside district @ 1605 King Street. We have a full staff of trained professionals to help you with your real estate needs. We are BBB ACCREDITED. You can rest assured that Freedom Home Buyers can help solve your real estate problems.

* We are not lawyers, nor are we attempting to provide legal advice in any way.  Please always seek the advice of qualified legal council if you have questions about real estate or any other legal matter.


Freedom Home Buyers is in the business of solving real estate problems. Whatever your situation, our trained team of professionals can help you work through it with the best possible outcome. If you have a house you need to sell FAST and want to get paid CASH for it... We can help!

  • We Pay All Fees and Closing Costs
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